Posts filed under 'Stockton'
The city of Rancho Cordova has approved a new real estate development, to be called Capital Village, which embodies the “smart growth” movement, according to Mary Lynne Vellinga in the Sacramento Bee (4/3/05). The 117-acre development will have a mixture of cottages, live/work units and row houses, situated in the middle of an existing office park. The average density of the project will be 12 homes/acre; the lots will be small and the houses close together, which the developer, Beazer Homes, expects will make them relatively affordable. There will be a Main Street shopping area, with offices and residences above stores. Ideally, some of the new residents will work in the office park, and will be able to walk to work.
April 14th, 2005
Buying a home or other real estate begins with getting a loan, and getting a loan depends on the borrower’s credit. A 2003 law requires the three major credit bureaus, Experian, TransUnion and Equifax, to provide consumers, on request, a free credit report once in 12 months. They maintain a website for the purpose: www.annualcreditreport.com. However, any error in typing the address may take the user to an “impostor site,” which will try to sell credit services instead of providing the free credit report. An easier method is to call their automated toll-free number, (877) 322-8228. Fixing any “dings” or errors in the credit report beforehand will make it easier to get a real estate loan.
Continue Reading
April 14th, 2005
When buying a home with a mortgage, buyers are required by the mortgage lender to obtain a title insurance policy. However, the title insurance which most buyers get is coverage that protects only the lender. If a defect is found in the title, such as a previously-unknown lien, mortgage, or easement, the lender is protected up to the amount of insurance, but the owner is not. The home buyer needs to obtain (at extra cost, to be sure) an owner’s policy that will protect his investment in his new property. A knowledgeable realtor can explain the differences in coverage between various policies.
Continue Reading
April 1st, 2005
Modesto, California properties join our family of California cities that we will highlight. Modesto is located in the San Joaquin Valley on the west side of the Sierras.
Modesto, CA 95356 There is beautiful 3bedroom 2bath Modesto home for sale located in the popular Great Dutch Meadow Neighborhood being offered. This Modesto property has numerous architectural and decorator touches with the exterior of the house with state of the art landscaping. This property in Modesto is listed for $520,000
Continue Reading
March 25th, 2005